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907 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 907 E 3rd St, Panama City, FL 32401 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 904 sqft · built 1945
Lot Size0.176 acres (7,666 sqft)
OwnerIndividual Name on File
Last Sale$181,000 (Apr 2025)
Tax Bill$2,564 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Aug 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN21188-000-000

Property Details

APN / Parcel Number

Primary APN21188-000-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area904 sqft Living Area
1st Floor Area904 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area7,666 sqft (0.176 acres)
Lot Dimensions140 ft deep x 55 ft wide
DrivewayDriveway
PorchUnfinished Open Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address907 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-3735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUDDUTHS 4TH ADD S 60 LOT 15 & W 15 OF S 60 LOT 16 BLK 52 MAP 105C1 ORB 4351 P 1985
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 4TH ADD
Legal Block52
Legal Lot Number15,16
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4017
Census Tract1900

Owner

Source: Bay County records · APN 21188-000-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address907 E 3RD ST, PANAMA CITY, FL 32401-3735
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Warranty Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK
Aug 10, 2020Loan Modification, Mortgage
ATTORNEY ONLY
Apr 09, 2018Loan Modification, Mortgage

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleJan 15, 2021 · Amount on Record
Deed Document Number202523994
Deed Book / Page4908 / 1007
Prior Transfer DateMay 08, 2007
Prior Transfer Doc0029242260
Record UpdatedJun 08, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 15, 2021
Property Address907 E 3RD ST, PANAMA CITY, FL 32401-3735
Document Number0043511985
Book / Page4351 / 1985
Instrument DateJan 06, 2021
Instrument2021003627
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 QUEENS CIR, 120, PANAMA CITY, FL 32405-1910

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043511987
DateJan 15, 2021
Instrument4351/1987
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address907 E 3RD ST, PANAMA CITY, FL 32401-3735
Document Number0042950072
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address907 E 3RD ST YULEE FL 32041, YULEE, FL 32041

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address907 E 3RD ST, PANAMA CITY, FL 32401-3735
Document Number0040020189
Instrument DateApr 09, 2018
Transaction TypeMortgage
Record UpdatedMay 18, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address907 E 3RD ST PANAMA CITY FL 324013735, PANAMA CITY, FL 32401-3735

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,564.00 (-5.8%)$162,401 (+18.97%) Land $37,460 Building $124,941$162,401 (+18.97%) Land $37,460 Building $124,941
2024$2,722.00 (+7.5%)
2023$2,532.00 (+12.53%)$136,511 (+8.58%) Land $32,340 Building $104,171$136,511 (+8.58%) Land $32,340 Building $104,171
2022$2,250.00$125,722 Land $28,081 Building $97,641$125,722 Land $28,081 Building $97,641

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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