810 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 810 E 3rd St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1.5 ba · 1,580 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2021)
Tax Bill	$883 (2025)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`21964-000-000`

Property Details

APN / Parcel Number

Primary APN	`21964-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Stories	2 Stories
Building Area	1,580 sqft
1st Floor Area	1,008 sqft
2nd Floor Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 84 ft wide
Garage Area	240 sqft
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	810 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-3734
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	COVE TERRACE 3RD ADD. LOT 18 BLK A ORB 4405 P 56
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	COVE TERRACE
Legal Block	A
Legal Lot Number	18
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2004
Census Tract	1900

Owner

Source: Bay County records · APN 21964-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	300 CHERRY ST APT 14, 14, PANAMA CITY, FL 32401-3283
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Deed Document Number	2021035759
Deed Book / Page	4405 / 56
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 12, 2021
Property Address	810 E 3RD ST, PANAMA CITY, FL 32401-3734
Document Number	0044050056
Book / Page	4405 / 56
Map Reference	MB 7 PG 60
Instrument Date	May 06, 2021
Instrument	2021035759
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CHERRY ST APT 14, 14, PANAMA CITY, FL 32401-3283

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$883.00 (+3.52%)	$56,045 (+%) Land $56,045	$56,045 (+%) Land $56,045
2024	$853.00 (-9.93%)	$56,044 (+15.83%) Land $56,044	$56,044 (+15.83%) Land $56,044
2023	$947.00 (+13.41%)	$48,384 (+15.16%) Land $48,384	$48,384 (+15.16%) Land $48,384
2022	$835.00	$42,013 Land $42,013	$42,013 Land $42,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.