Bay County property record for 1011 E 3rd St, Panama City, FL 32401 · Last verified February 2026
| Property Type | Commercial Office |
|---|---|
| Details | 3 bd · 3 ba · 4,880 sqft · built 1971 |
| Lot Size | 0.555 acres (24,219 sqft) |
| Owner | Company Name on File |
| Last Sale | $435,000 (Jul 2008) |
| Tax Bill | $244 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21202-000-000 |
| Primary APN | 21202-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,880 sqft Total Area |
| 1st Floor Area | 3,275 sqft |
| 2nd Floor Area | 835 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 24,219 sqft (0.555 acres) |
| Lot Dimensions | 147 ft deep x 165 ft wide |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 574 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1011 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3737 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | SUDDUTHS 4TH ADD 105C1 LOTS 4,5,6 & W 15'LOT 7 BLK 57 & S 1/2 OF ABAND ALLEY |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | SUDDUTHS 4TH ADD |
| Legal Block | 57 |
| Legal Lot Number | 4-6 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 1900 |
Source: Bay County records · APN 21202-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 13330, PENSACOLA, FL 32591-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2008 · Amount on Record |
| Deed Sale | Jul 08, 2008 · Amount on Record |
| Prior Sale | Jun 07, 2005 · Amount on Record |
| Deed Document Number | 2008038795 |
| Deed Book / Page | 3065 / 1177 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $337,888 (-4.44%) Land $86,576 Building $251,312 | $337,888 (-4.44%) Land $86,576 Building $251,312 | |
| 2024 | $244.00 (-61.27%) | ||
| 2023 | $630.00 (-6.25%) Additional exemption filed | $353,599 (-) Land $86,575 Building $267,024 | $353,599 (-) Land $86,575 Building $267,024 |
| 2022 | $672.00 Additional exemption filed | $353,599 Land $86,575 Building $267,024 | $353,599 Land $86,575 Building $267,024 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050019004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 14 (1985–2021) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2021, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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