Frederick County property record for 9062 Major Smith Ln, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,786 sqft · built 2001 |
| Lot Size | 0.206 acres (8,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Aug 2021) |
| Tax Bill | $8,542 (2023) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-220928 |
| Primary APN | 07-220928 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Total Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,979 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 91 sqft |
| Deck Area | 420 sqft |
| Patio Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 220928 |
|---|---|
| Old Parcel Number | 7220928 |
| Street Address | 9062 MAJOR SMITH LN |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 5040 SECTION M5 8,979 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES URBANA |
| Legal Lot Number | 5040 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-220928
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9062 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 02, 2021 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2021 · Amount on Record |
| Deed Sale | Aug 02, 2021 · Amount on Record |
| Prior Sale | Oct 19, 2015 · Amount on Record |
| Deed Document Number | 0015142380 |
| Deed Book / Page | 15142 / 380 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9062 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9062 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Document Number | 0165440367 |
|---|---|
| Date | Aug 03, 2023 |
| Book Page | 16544/367 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9062 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MONOCACY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0120600494 |
|---|---|
| Date | Oct 03, 2017 |
| Book Page | 12060/0494 |
| Instrument | 12060-0494 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9062 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MONOCACY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0140050397 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 14005/397 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 02, 2021 |
| Property Address | 9062 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Document Number | 0151420380 |
| Book / Page | 15142 / 380 |
| Map Reference | MB 65 PL 44 |
| Instrument Date | Jul 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9062 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Document Number | 15142387 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 15142/387 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,542.00 Homeowner's exemption | $569,067 | $598,600 Land $201,900 Building $396,700 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 653 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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