Frederick County property record for 9059 Major Smith Ln, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,712 sqft · built 2001 |
| Lot Size | 0.194 acres (8,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Jun 2017) |
| Tax Bill | $8,456 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-222556 |
| Primary APN | 07-222556 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,712 sqft Total Area |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,465 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 260 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 222556 |
|---|---|
| Old Parcel Number | 7222556 |
| Street Address | 9059 MAJOR SMITH LN |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 5005 SECTION M5 8,465 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M5 |
| Legal Lot Number | 5005 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 752206 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLCO |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jun 29, 2017 | Deed, Transfer · Conventional Mortgage PLATINUM MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Prior Sale | Dec 28, 2000 · Amount on Record |
| Deed Document Number | 0011903436 |
| Deed Book / Page | 11903 / 436 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | COUNSEL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Document Number | 0167530162 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 16753/162 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0141700089 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 14170/89 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0132730430 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 13273/0430 |
| Name | ARC HOME LLCO |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | COUNSEL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Document Number | 0160030403 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 16003/403 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CLARKSBURG, MD 20871 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2017 |
| Property Address | 9059 MAJOR SMITH LN, FREDERICK, MD 21704-7831 |
| Document Number | 0119030436 |
| Book / Page | 11903 / 0436 |
| Map Reference | MB65 PL43 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 11903-0436 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9059 AMJOR SMITH LANE, FREDERICK, MD 21704 |
| Document Number | 119030442 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 11903-0442 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,456.00 | $559,467 | $588,400 Land $201,700 Building $386,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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