9061 Major Smith Ln, Frederick, MD 21704 Property Records

Frederick County property record for 9061 Major Smith Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,754 sqft · built 2001
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Feb 2018)
Tax Bill	$12,091 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-222564`

Property Details

APN / Parcel Number

Primary APN	`07-222564`
Alternative APNs	`7222564` `222564`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,354 sqft Living Area
Gross Area	5,816 sqft
1st Floor Area	2,255 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	222564
Street Address	9061 MAJOR SMITH LN
City	FREDERICK
State	MD
Zip	21704-7831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 5006 SECTION M5 8,400 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	5006
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	4
Census Block	4015
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit LIBRARY OF CONGRESS FCU
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 18, 2017	Deed, Transfer · FHA Mortgage KWIK MORTGAGE CORP
Feb 14, 2018	Grant Deed, Transfer MICHAELS TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Book / Page	12277 / 230
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163270481
Date	Feb 10, 2023
Book Page	16327/481

Lender

Name	LIBRARY OF CONGRESS FCU
Type	Credit Union
Address	HYATTSVILLE, MD 20785

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831

Mortgage

Document Number	0149060160
Date	May 19, 2021
Book Page	14906/160

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831
Document Number	0134930303
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9061 MAJOR SMITH LN FREDERICK MD 217047831, FREDERICK, MD 21704-7831

Mortgage

Document Number	0134930303
Date	Jan 29, 2020
Book Page	013493/000303

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 18, 2017
Property Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831
Document Number	0121880384
Book / Page	12188 / 0384
Map Reference	MB65 PL43
Instrument Date	Nov 27, 2017
Instrument	12188-0384
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	MICHAELS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,360.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FREDERICK, MD 21704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831

Mortgage

Document Number	121880391
Date	Dec 18, 2017
Instrument	12188-0391

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 14, 2018
Property Address	9061 MAJOR SMITH LN, FREDERICK, MD 21704-7831
Document Number	0122770230
Book / Page	012277 / 000230
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	MICHAELS TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9061 MAJOR SMITH LN FREDERICK MD 217047831, FREDERICK, MD 21704-7831

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$908,367 (+23.26%)	$968,100 (+22.72%) Land $277,200 Building $690,900
2025	$12,091.00 (+14.76%)
2023	$10,536.00	$736,933	$788,900 Land $201,700 Building $587,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

9061 Major Smith Ln, Frederick, MD 21704 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Major Smith Ln

Nearby Streets

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