906 Seneca Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 906 Seneca Dr, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2010
Square Footage	1,328 sqft Building Perimeter
Lot Size	8,712 sqft (0.2 acres)
Garage	Mixed, 320 sqft
Occupancy	Owner Occupied
Tax Bill	$6,875.00 (2024)

Owner

Source: Monroe County records · APN 08-17-381-087-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	906 SENECA DR, WATERLOO, IL 62298-3368
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	906 SENECA DR, WATERLOO, IL 62298-3368
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407415
Date	Apr 20, 2020
Instrument	407415

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,050 (+32.76%) Land $16,260 Building $104,790	$363,150 (+32.76%) Land $48,780 Building $314,370
2024	$6,875.00
2022	Additional exemption filed	$91,180 Land $15,070 Building $76,110	$273,540 Land $45,210 Building $228,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`08-17-381-087-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,328 sqft Building Perimeter
1st Floor	1,328 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	8,712 sqft (0.2 acres)
Driveway	Driveway Concrete
Driveway Area	544 sqft Driveway
Garage Type	Mixed Garage
Garage Area	320 sqft Garage
Patio Area	352 sqft Patio
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	906 SENECA DR
City	WATERLOO
State	IL
Zip	62298-3368
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 87 QUAIL RIDGE PHASE III
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	87
Jurisdiction	MONROE IL
Minor Civil Division	26
Census Blockgroup	4
Census Block	4028
Census Tract	600401