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902 Seneca Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 902 Seneca Dr, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2009
Square Footage1,262 sqft Building Perimeter
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2020)
Tax Bill$6,211.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-17-381-086-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,262 sqft Building Perimeter
1st Floor1,262 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area12,632 sqft (0.29 acres)
DrivewayDriveway Concrete
Driveway Area544 sqft Driveway
Garage TypeMixed Garage
Garage Area294 sqft Garage
Patio Area144 sqft Patio
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address902 SENECA DR
CityWATERLOO
StateIL
Zip62298-3368
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 86 QUAIL RIDGE PHASE III
Legal Range09W
Legal Township02S
Legal Section17
Legal SubdivisionQUAIL RIDGE
Legal Lot Number86
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup4
Census Block4028
Census Tract600401

Owner

Source: Monroe County records · APN 08-17-381-086-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address902 SENECA DR, WATERLOO, IL 62298-3368
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
MIDWEST BANKCENTRE
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
SCOTT CU
Aug 28, 2017Grant Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2020 · Amount on Record
Deed SaleOct 02, 2020 · Amount on Record
Deed Doc Number2020411460
Record RefreshedSep 20, 2026

October 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 02, 2020
Property Address902 SENECA DR, WATERLOO, IL 62298-3368
Document Number0000411460
Instrument DateOct 01, 2020
Instrument411460
Transaction TypeConstruction Loan
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 SENECA DR, WATERLOO, IL 62298-3368

Mortgage

Document Number0000411461
DateOct 02, 2020
Instrument411461
Lender
NameMIDWEST BANKCENTRE
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate2.38%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address902 SENECA DR, WATERLOO, IL 62298-3368
Document Number0000408387
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address902 SENECA DR WATERLOO IL 622983368, WATERLOO, IL 62298-3368

Mortgage

Document Number0000408387
DateJun 03, 2020
Instrument408387
Lender
NameSCOTT CU
TypeCredit Union
AddressEDWARDSVILLE, IL 62025
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 02, 2050
Interest
Rate3.12%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateAug 28, 2017
Property Address902 SENECA DR, WATERLOO, IL 62298-3368
Document Number0000391637
Instrument DateAug 25, 2017
Instrument391637
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$322.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address902 SENECA DR WATERLOO IL 622983368, WATERLOO, IL 62298-3368

Mortgage

Document Number391638
DateAug 28, 2017
Instrument391638
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$116,540 (+29.02%) Land $16,840 Building $99,700$349,620 (+29.02%) Land $50,520 Building $299,100
2024$6,211.00
2022Additional exemption filed$90,330 Land $15,450 Building $74,880$270,990 Land $46,350 Building $224,640

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