905 Seneca Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 905 Seneca Dr, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2010
Square Footage	1,276 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	400 sqft
Occupancy	Owner Occupied
Tax Bill	$4,652.00 (2024)

Owner

Source: Monroe County records · APN 08-17-381-088-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 SENECA DR, WATERLOO, IL 62298-3371
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 19, 2019
Transfer Doc	0000400030
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	905 SENECA DR, WATERLOO, IL 62298-3371
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413245
Date	Dec 09, 2020
Instrument	413245

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,350 (+5.3%) Land $16,260 Building $78,090	$283,050 (+5.3%) Land $48,780 Building $234,270
2024	$4,652.00	$89,600 (+18.68%) Land $15,979 Building $73,621	$268,800 (+18.68%) Land $47,937 Building $220,863
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$75,500 Land $15,070 Building $60,430	$226,500 Land $45,210 Building $181,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`08-17-381-088-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,276 sqft Living Area
1st Floor	1,276 sqft 1st Floor
Basement Area	1,276 sqft Basement
Unfinished Basement	1,276 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Driveway	Driveway Concrete
Driveway Area	608 sqft Driveway
Garage Area	400 sqft Garage
Patio Area	256 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	905 SENECA DR
City	WATERLOO
State	IL
Zip	62298-3371
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 88 QUAIL RIDGE PHASE III
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	88
Jurisdiction	MONROE IL
Minor Civil Division	26
Census Blockgroup	4
Census Block	4028
Census Tract	600401