Osceola County property record for 906 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,344 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $188,900 (2017) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 77577 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 2,190 sqft Gross Area |
| 1st Floor | 1,047 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 150 ft x 64.9 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 297 sqft Garage |
| Pool Area | 390 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 358 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 863 sqft Porch |
| Utility Building | 280 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 77577 |
|---|---|
| Street Address | 906 OREGON AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3435 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 118 N 64.92 FT LOT 1 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 118 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5062 |
| Census Tract | 43500 |
Source: Osceola County records · APN 77577
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 906 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Dec 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Dec 27, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | Nov 02, 1999 |
| Deed Doc Number | 2017183781 |
| Deed Book / Page | 5260 / 0617 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 906 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 906 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Document Number | 0062151200 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 6215/1200 |
| Instrument | 2022077650 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 906 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0058460322 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 5846/322 |
| Instrument | 2020165778 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 906 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Document Number | 0052600617 |
| Book / Page | 005260 / 000617 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 183781 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,322.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 906 OREGON AVE ST CLOUD FL 347693435, ST CLOUD, FL 34769-3435 |
| Document Number | 52600618 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 005260/000618 |
| Instrument | 183782 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $179,229 (+5.99%) | $333,300 (+9.89%) Land $55,000 Building $278,300 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $169,105 (+3%) | $303,300 (+9.85%) Land $50,000 Building $253,300 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $164,180 | $276,100 Land $45,000 Building $231,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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