Osceola County property record for 900 Oregon Ave, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,720 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $257,700 (2020) |
| Tax Bill | $2,468.00 (2024) |
| Primary APN | 01-26-30-0001-0118-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 1,792 sqft Gross Area |
| 1st Floor | 1,720 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Depth X Width | 150 ft x 0.6 ft Depth x Width |
| Porch Area | 72 sqft Porch |
| Utility Building | 280 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 900 OREGON AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3435 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 118 E 1/2 OF ABAND RR R/W ABUT BLK 118 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 118 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5062 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0118-0160
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 900 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2017 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 09, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Apr 09, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage RUSHMORE LN MGMT SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Apr 26, 2016 · Amount on Record |
| Deed Doc Number | 2020126922 |
| Deed Book / Page | 5798 / 1041 |
| Prior Transfer Date | Apr 02, 2016 |
| Prior Transfer Doc | 0049490146 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 900 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051370129 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 5137/0129 |
| Instrument | 2017060732 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 23, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 900 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Document Number | 0057981041 |
| Book / Page | 5798 / 1041 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020126922 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,803.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 OREGON AVE, 900, SAINT CLOUD, FL 34769-3435 |
| Name | Verified Name |
|---|---|
| Address | 900 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Document Number | 0057981043 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 5798/1043 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 900 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Document Number | 0055220655 |
| Instrument Date | Apr 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 900 OREGON AVE ST CLOUD FL 347693435, ST CLOUD, FL 34769-3435 |
| Document Number | 0055220655 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 005522/000655 |
| Instrument | 60401 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 900 OREGON AVE, SAINT CLOUD, FL 34769-3435 |
| Document Number | 0055351233 |
| Instrument Date | Apr 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 900 OREGON AVE ST CLOUD FL 347693435, ST CLOUD, FL 34769-3435 |
| Document Number | 0055351233 |
|---|---|
| Date | Jun 05, 2019 |
| Book Page | 005535/001233 |
| Instrument | 71951 |
| Name | RUSHMORE LN MGMT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2049 |
| Rate | 5% |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,559.00 (+3.69%) Homeowner's exemption | $185,848 (+5.99%) | $318,400 (+12.03%) Land $55,000 Building $263,400 |
| 2024 | $2,468.00 (+2.88%) | ||
| 2023 | $2,399.00 (+3.94%) Homeowner's exemption | $175,351 (+3%) | $284,200 (+16.24%) Land $50,000 Building $234,200 |
| 2022 | $2,308.00 Homeowner's exemption | $170,244 | $244,500 Land $45,000 Building $199,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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