Osceola County property record for 815 Oregon Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,125 sqft · built 1995 |
| Lot Size | 0.189 acres (8,232 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Jan 2015) |
| Tax Bill | $1,281 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0116-0150 |
| Primary APN | 01-26-30-0001-0116-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 1,520 sqft |
| 1st Floor Area | 1,125 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,232 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Metal Porch |
|---|---|
| Porch Area | 290 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 815 OREGON AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 116 LOTS 15 & 16 & N 5 FT LOT 14 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 116 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5053 |
| Census Tract | 43500 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 815 OREGON AVE, SAINT CLOUD, FL 34769-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2015 · Amount on Record |
| Deed Sale | Jan 29, 2015 · Amount on Record |
| Prior Sale | Jan 29, 2015 · Amount on Record |
| Deed Document Number | 201514340 |
| Deed Book / Page | 4728 / 891 |
| Prior Transfer Date | Mar 20, 2000 |
| Prior Transfer Doc | 0047280889 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281.00 (+4.15%) Homeowner's exemption | $114,479 (+5.99%) | $243,400 (+11.96%) Land $46,800 Building $196,600 |
| 2024 | $1,230.00 (+3.71%) | ||
| 2023 | $1,186.00 (+4.96%) Homeowner's exemption | $108,013 (+3%) | $217,400 (+16.13%) Land $42,500 Building $174,900 |
| 2022 | $1,130.00 Homeowner's exemption | $104,867 | $187,200 Land $38,200 Building $149,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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