901 Key St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 901 Key St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 2005
Lot Size	0.215 acres (9,387 sqft)
Owner	Company Name on Record
Last Sale	$105,500 (Jan 2019)
Tax Bill	$2,241 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-035-25`

Property Details

APN / Parcel Number

Primary APN	`063-035-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,284 sqft Heated Area
Gross Area	1,332 sqft
1st Floor Area	632 sqft
Upper Floors Area	652 sqft

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,387 sqft (0.215 acres)
Porch	Porch
Porch Area	48 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	063-035-25
Street Address	901 KEY ST
City	CHARLOTTE
State	NC
Zip	28208-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22MF
Legal Description	L24 &25 &P26 B6 M43-613
Legal Subdivision	MAMIE S HOOVER PROP
Legal Block	6
Legal Lot Number	24,25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2027
Census Tract	4302

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	82 SUNSET TR
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage IFP FUND I LLC
Oct 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLIAM M ORMSBY
Jan 18, 2019	Warranty Deed, Transfer · Construction Mortgage ALICE QUAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	0033235667
Deed Book / Page	33235 / 667
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	901 KEY ST, CHARLOTTE, NC 28208-2231
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MINE LAKE CT, RALEIGH, NC 27615-6417

Mortgage

Document Number	0000104889
Date	Oct 14, 2025
Book Page	39928/701
Instrument	2025104889

Lender

Name	IFP FUND I LLC
Address	PHILADELPHIA, PA 19123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	901 KEY ST, CHARLOTTE, NC 28208-2231
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145892
Date	Oct 21, 2022
Book Page	37728/440
Instrument	2022145892

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	901 KEY ST, CHARLOTTE, NC 28208-2231
Document Number	0000177465
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 KEY ST CHARLOTTE NC 282082231, CHARLOTTE, NC 28208-2231

Mortgage

Document Number	0000177465
Date	Dec 27, 2019
Book Page	034161/000922
Instrument	177465

Lender

Name	WILLIAM M ORMSBY
Address	5251 VERONICA ST, LOS ANGELES, CA 90008-1134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 26, 2029

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 18, 2019
Property Address	901 KEY ST, CHARLOTTE, NC 28208-2231
Document Number	0000006652
Book / Page	033235 / 000667
Instrument Date	Jan 18, 2019
Instrument	6652
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	176 MINE LAKE CT #100 RALEIGH NC 276156417, 100, RALEIGH, NC 27615-6417

Mortgage

Document Number	6653
Date	Jan 18, 2019
Book Page	033235/000669
Instrument	6653

Lender

Name	ALICE QUAN
Address	8712 LINDHOLM DR # 300, HUNTERSVILLE, NC 28078-1872

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2011)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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