Union County property record for 906 James Rdg, Creston, IA 50801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,185 sqft · built 2004 |
| Lot Size | 0.576 acres (25,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 2013) |
| Tax Bill | $8,202 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0502277005 |
| Primary APN | 0502277005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,185 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Basement Area | 2,185 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 767 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,088 sqft (0.576 acres) |
| Lot Dimensions | 224 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 211 sqft |
| Deck Area | 400 sqft |
| Patio Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 906 JAMES RDG |
|---|---|
| City | CRESTON |
| State | IA |
| Zip | 50801-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES SUB LOT 51 |
| Legal Subdivision | JAMES SUBDIVISION |
| Legal Lot Number | 51 |
| Jurisdiction | UNION IA |
| Township / Civil Division | CRESTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 190400 |
906 James Rdg is owned and occupied by two individuals who bought it in October 2013.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 906 JAMES RDG, CRESTON, IA 50801-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit IOWA STATE SAVINGS BANK |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on File |
| Deed Sale | Oct 11, 2013 · Amount on File |
| Deed Document Number | 20132150 |
| Deed Book / Page | 1064 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 906 JAMES RDG, CRESTON, IA 50801-1059 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 906 JAMES RDG, CRESTON, IA 50801-1059 |
| Investor | Possibly a Property Investor |
| Document Number | 001365/237 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 1365/237 |
| Instrument | 2025-00001765 |
| Name | IOWA STATE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CRESTON, IA 50801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 906 JAMES RDG, CRESTON, IA 50801-1059 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001231/284 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 1231/284 |
| Instrument | 2020-00001856 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 906 James Rdg was $8,202 with a homeowner's exemption, down 1.2% from the year before.
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Creston City |
| County | Union County |
| Unified School District | Creston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,950 (-) Land $47,170 Building $455,780 | $502,950 (-) Land $47,170 Building $455,780 | |
| 2025 | $8,202.00 (-1.18%) Homeowner's exemption | $502,950 Land $47,170 Building $455,780 | $502,950 Land $47,170 Building $455,780 |
| 2024 | $8,300.00 | ||
| 2023 | $409,280 Land $42,060 Building $367,220 | $409,280 Land $42,060 Building $367,220 | |
| 2022 | $8,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 906 James Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 906 James Rdg is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment Techniques Jun 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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