Union County property record for 910 James Rdg, Creston, IA 50801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,643 sqft · built 2002 |
| Lot Size | 0.576 acres (25,088 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Apr 2019) |
| Tax Bill | $7,094 (2025) |
| Deeds & Mortgages | Mar 2019 Refinance Aug 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0502277003 |
| Primary APN | 0502277003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| Basement Area | 1,643 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 1,643 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,088 sqft (0.576 acres) |
| Lot Dimensions | 224 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 862 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 368 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 910 JAMES RDG |
|---|---|
| City | CRESTON |
| State | IA |
| Zip | 50801-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES SUB LOT 53 |
| Legal Subdivision | JAMES SUBDIVISION |
| Legal Lot Number | 53 |
| Jurisdiction | UNION IA |
| Township / Civil Division | CRESTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 190400 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 910 JAMES RDG, CRESTON, IA 50801-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK |
| Aug 21, 2024 | Deed of Trust, Mortgage · Line of Credit IOWA STATE SAVINGS BANK |
| Apr 25, 2019 | Warranty Deed, Transfer · VA Mortgage IOWA BANKERS MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Jun 14, 2013 · Amount on Record |
| Deed Document Number | 2019717 |
| Deed Book / Page | 1195 / 341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 910 JAMES RDG, CRESTON, IA 50801-1059 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001193/201 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 1193/201 |
| Instrument | 503 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 910 JAMES RDG, CRESTON, IA 50801-1059 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 910 JAMES RDG, CRESTON, IA 50801-1059 |
| Document Number | 001336/242 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 1336/242 |
| Instrument | 2024-00001341 |
| Name | IOWA STATE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CRESTON, IA 50801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 15, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION IA |
| Recording Date | Apr 25, 2019 |
| Property Address | 910 JAMES RDG, CRESTON, IA 50801-1059 |
| Document Number | 001195/341 |
| Book / Page | 1195 / 341 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 717 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 JAMES RDG, CRESTON, IA 50801-1059 |
| Document Number | 001195/342 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 1195/342 |
| Instrument | 718 |
| Name | IOWA BANKERS MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Creston City |
| County | Union County |
| Unified School District | Creston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,460 (-) Land $47,170 Building $389,290 | $436,460 (-) Land $47,170 Building $389,290 | |
| 2025 | $7,094.00 (-1.34%) Homeowner's exemption | $436,460 (+5.1%) Land $47,170 Building $389,290 | $436,460 (+5.1%) Land $47,170 Building $389,290 |
| 2024 | $7,190.00 (-13.44%) | ||
| 2023 | $415,270 Land $42,060 Building $373,210 | $415,270 Land $42,060 Building $373,210 | |
| 2022 | $8,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment Techniques Jun 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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