Union County property record for 903 James Rdg, Creston, IA 50801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,057 sqft · built 2012 |
| Lot Size | 0.655 acres (28,512 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Jun 2020) |
| Tax Bill | $6,394 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0502278007 |
| Primary APN | 0502278007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,057 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 1,210 sqft |
| Unfinished Basement | 1,210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,512 sqft (0.655 acres) |
| Lot Dimensions | 198 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 849 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Deck Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Geothermal |
| Water Source | Commercial |
| Street Address | 903 JAMES RDG |
|---|---|
| City | CRESTON |
| State | IA |
| Zip | 50801-1062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES SUB LOT 46 |
| Legal Subdivision | JAMES SUBDIVISION |
| Legal Lot Number | 46 |
| Jurisdiction | UNION IA |
| Township / Civil Division | CRESTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 190400 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 JAMES RDG, CRESTON, IA 50801-1062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FNB BANK INC |
| Jun 3, 2020 | Joint Tenancy Deed, Transfer · Conventional Mortgage FNB BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on Record |
| Deed Sale | Jun 3, 2020 · Amount on Record |
| Prior Sale | May 23, 2012 · Amount on Record |
| Deed Document Number | 2020914 |
| Deed Book / Page | 1221 / 276 |
| Prior Transfer Date | May 28, 2020 |
| Prior Transfer Doc | 001221/276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 903 JAMES RDG, CRESTON, IA 50801-1062 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00001286/1 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 1286/1 |
| Instrument | 2022-00001322 |
| Name | FNB BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 6, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | UNION IA |
| Recording Date | Jun 3, 2020 |
| Property Address | 903 JAMES RDG, CRESTON, IA 50801-1062 |
| Document Number | 001221/276 |
| Book / Page | 1221 / 276 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020-00000914 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $471.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 903 JAMES RDG, CRESTON, IA 50801-1062 |
| Document Number | 001221/277 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 1221/277 |
| Instrument | 2020-00000915 |
| Name | FNB BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 2, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Creston City |
| County | Union County |
| Unified School District | Creston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,520 (-) Land $53,050 Building $341,470 | $394,520 (-) Land $53,050 Building $341,470 | |
| 2025 | $6,394.00 (-1.6%) Homeowner's exemption | $394,520 (+4.64%) Land $53,050 Building $341,470 | $394,520 (+4.64%) Land $53,050 Building $341,470 |
| 2024 | $6,498.00 (-13.98%) | ||
| 2023 | $377,030 Land $42,590 Building $334,440 | $377,030 Land $42,590 Building $334,440 | |
| 2022 | $7,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment Techniques Jun 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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