906 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 906 Fleming St, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	5 Baths
Year Built	Built 2019
Square Footage	2,000 sqft Living Area
Lot Size	2,293 sqft (0.052 acres)
Garage	Carport
Last Sale	$1,830,000 (2016)
Tax Bill	$19,336.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00007930-000000`
Alternative APNs	`01010100007930000000` `1008192`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Partial Baths	1 Partial Baths
Building Area	2,000 sqft Living Area
1st Floor	2,000 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2019
Exterior Material	Other Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	2,293 sqft (0.052 acres)
Depth X Width	50 ft x 46 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Carport Area	342 sqft Carport

Exterior Amenities

Pool Area	108 sqft Pool
Fence	Fence
Patio Area	280 sqft Patio
Porch	Open Porch
Porch Area	586 sqft Porch
Water Feature	Water Feature

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1008192
Old Parcel Number	01010100007930000000
Street Address	906 FLEMING ST
City	KEY WEST
State	FL
Zip	33040-6906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KW PT LOT 3 SQR 46 G74-50/51 OR752-735 OR1417-2072/73 OR1636-2009 OR1989-120/21 OR2179-1949 OR2362-546 OR2488-1438/49
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 46
Legal Lot Number	3
Jurisdiction	MONROE FL
Minor Civil Division	KEY WEST
Census Blockgroup	3
Census Block	3000
Census Tract	972400

Owner

Source: Monroe County records · APN 00007930-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2171 OLD YORK RD # F, F, BORDENTOWN, NJ 08505-4265
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Feb 22, 2016
Deed Doc Number	2084481
Deed Book / Page	2806 / 2468
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	906 FLEMING ST, KEY WEST, FL 33040-6906
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S HANOVER ST, BALTIMORE, MD 21201-2438

Mortgage

Document Number	0030510998
Date	Oct 20, 2020
Book Page	3051/998
Instrument	2286908

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.08%
Type Change Date	Nov 01, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.08%
Index	1-Year CMT
Max Rate	8.08%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,355,340 (+9.47%) Land $991,244 Building $1,364,096	$2,355,340 (+9.47%) Land $991,244 Building $1,364,096
2024	$19,336.00 (+7.72%)
2023	$17,951.00 (+10.62%)	$2,151,515 (+9.08%) Land $849,725 Building $1,301,790	$2,151,515 (+9.08%) Land $849,725 Building $1,301,790
2022	$16,228.00	$1,972,490 Land $643,823 Building $1,328,667	$1,972,490 Land $643,823 Building $1,328,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	6.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.