901 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 901 Fleming St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1.5 ba · 3,010 sqft · built 1918
Lot Size0.094 acres (4,108 sqft)
OwnerCompany Name on Record
Last Sale$1,150,000 (Mar 2018)
Tax Bill$10,934 (2024)
Deeds & MortgagesMay 2018 Mortgage
Mar 2018 Sale
Flood ZoneZone AE (high risk)
APN00005650-000000

Property Details

APN / Parcel Number

Primary APN00005650-000000
Alternative APNs
  • 01010100005650000000
  • 1005843

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,010 sqft Gross Area
1st Floor Area3,010 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Construction TypeWood
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,108 sqft (0.094 acres)
Lot Dimensions88 ft deep x 50 ft wide
PorchUnfinished Open Porch
Porch Area266 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1005843
Street Address901 FLEMING ST
CityKEY WEST
StateFL
Zip33040-6905
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeHNC-2
Legal DescriptionKW PT LOT 4 SQR 33 G28-482/83 OR397-689/93 OR784-412 OR766-59 OR857-2359 OR880-339 OR1059-111 OR1086-2048/50 OR1383-1575 OR1502-2248/49 OR1502-2250/52 OR1752-1525 OR1752-1526 OR2894-487/89
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionISLAND OF KEY
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1013
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address45 NW 21ST ST, MIAMI, FL 33127-4928
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
CAPITAL BANK
Mar 2, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2018 · Amount on Record
Deed SaleMar 2, 2018 · Amount on Record
Prior SaleJan 14, 2002 · Amount on Record
Deed Document Number20182157691
Deed Book / Page2894 / 487
Prior Transfer DateMay 20, 2008
Prior Transfer Doc0023650824
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address901 FLEMING ST, KEY WEST, FL 33040-6905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029062467
DateMay 16, 2018
Book Page2906/2467
Instrument2169341
Lender
NameCAPITAL BANK
TypeBank
AddressKEY WEST, FL 33041
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateMar 2, 2018
Property Address901 FLEMING ST, KEY WEST, FL 33040-6905
Document Number0028940487
Book / Page002894 / 000487
Instrument DateMar 2, 2018
Instrument2157691
Transaction TypeTransfer
Record UpdatedMar 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$8,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address45 NW 21ST ST MIAMI FL 331274928, MIAMI, FL 33127-4928

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,707,404 (+28.43%) Land $1,207,752 Building $499,652$1,707,404 (+28.43%) Land $1,207,752 Building $499,652
2024$10,934.00 (+7.08%)
2023$10,211.00 (+18.22%)$1,329,428 (+30.48%) Land $1,035,216 Building $294,212$1,329,428 (+30.48%) Land $1,035,216 Building $294,212
2022$8,637.00$1,018,863 Land $724,651 Building $294,212$1,018,863 Land $724,651 Building $294,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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