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824 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 824 Fleming St, Key West, FL 33040 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms6 Baths
Year BuiltBuilt 2016
Square Footage5,102 sqft Living Area
Lot Size6,074 sqft (0.139 acres)
Pool1
Last Sale$2,250,000 (2015)
Tax Bill$30,797.00 (2024)

Property Details

APN / Parcel Number

Primary APN00008270-000000
Alternative APNs
  • 01010100008270000000
  • 1008541

Interior

Bedrooms5 Beds
Full Baths6 Baths
Building Area5,102 sqft Living Area
1st Floor1,196 sqft 1st Floor
Stories3 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 2016
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area6,074 sqft (0.139 acres)

Exterior Amenities

Pool Type1 Pool Type
Pool Area175 sqft Pool
Total Buildings2 Total Buildings
Patio Area510 sqft Patio
PorchOpen Porch
Porch Area831 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1008541
Street Address824 FLEMING ST
CityKEY WEST
StateFL
Zip33040-6964
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 2 SQR 47 A5-93 OR196-42 OR391-332 OR528-722 OR645-119 OR647-429 OR661-700 OR683-323 OR751-918 OR995-1368 OR1126-232 OR1221-2407 OR1287-1555 OR1397-941 OR1537-2006/07 OR1674-593 OR1686-1471/75 OR2739-1839/41 OR2819-81/84 OR3056-1241 OR3137-8
Legal SubdivisionWILLIAM A WHITEHEADS MAP & SURVEY
Legal Lot Number2
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup3
Census Block3001
Census Tract972400

Owner

Source: Monroe County records · APN 00008270-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2414 BEVERLY RD, WANTAGH, NY 11793-4500
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Line of Credit
GULF ATLANTIC BANK
Sep 18, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
GHA HOLDINGS LLC
Mar 19, 2020Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BANK
Oct 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2015 · Amount on Record
Deed SaleMay 08, 2015 · Amount on Record
Prior SaleFeb 05, 2001 · Amount on Record
Deed Doc Number20152028207
Deed Book / Page2739 / 1839
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address824 FLEMING ST, KEY WEST, FL 33040-6964
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033502137
DateOct 24, 2025
Book Page3350/2137
Instrument2519937
Lender
NameGULF ATLANTIC BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 20, 2030

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address824 FLEMING ST, KEY WEST, FL 33040-6964
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2059 MERRICK RD 183, 183, MERRICK, NY 11566-4703

Mortgage

Document Number0032421736
DateSep 18, 2023
Book Page3242/1736
Instrument2432019
Lender
NameGHA HOLDINGS LLC
TypeNon-Lending Institution
AddressNEW YORK, NY 10001
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address824 FLEMING ST, KEY WEST, FL 33040-6964
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030141350
DateMar 19, 2020
Book Page3014/1350
Instrument2260660
Lender
NameCENTENNIAL BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term23 Months
DueFeb 21, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address824 FLEMING ST, KEY WEST, FL 33040-6964
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyFLORIDA TITLE SERVICES LLC, FLORIDA TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031292240
DateOct 05, 2021
Book Page3129/2240
Instrument2342680
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
AddressSAN DIEGO, CA 92128
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,662,179 (+10.16%) Land $1,734,734 Building $1,927,445$3,662,179 (+10.16%) Land $1,734,734 Building $1,927,445
2024$30,797.00 (+8.12%)
2023$28,483.00 (+11.72%)$3,324,280 (+11.52%) Land $1,487,067 Building $1,837,213$3,324,280 (+11.52%) Land $1,487,067 Building $1,837,213
2022$25,494.00$2,980,977 Land $1,126,727 Building $1,854,250$2,980,977 Land $1,126,727 Building $1,854,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation6.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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