St. Clair County property record for 9055 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,690 sqft · built 1956 |
| Lot Size | 1.31 acres (57,412 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,540 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0024-000 |
| Primary APN | 74-14-541-0024-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 57,412 sqft (1.31 acres) |
| Lot Depth | 454 ft Depth |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9055 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG ON C.L. OF STONE RD AT E LINE OF LOT 1279, TH N 49D 16M W 79.95' & N 39D 41M W 211.64' ALG C.L. OF RD TO BEG OF THIS |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPERVISORS ROY T GILBERTS PLAT #17 |
| Legal Lot Number | 1279 |
| Legal Unit | 1279 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
9055 Stone Rd is owned and occupied by an individual who acquired it in August 2017.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9055 STONE RD, CLAY, MI 48001-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2017 |
| Transfer Doc | 004859/017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9055 STONE RD, CLAY, MI 48001-4430 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9055 STONE RD, CLAY, MI 48001-4430 |
| Document Number | 0005590357 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 5590/357 |
| Instrument | 2023000341 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9055 STONE RD, CLAY, MI 48001-4430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049680190 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 4968/190 |
| Instrument | 2018016147 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 9055 Stone Rd was $1,540 with a homeowner's exemption, up 2.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,900 (+6.61%) | $225,800 | |
| 2025 | $1,540.00 (+2.12%) Homeowner's exemption | $105,900 | |
| 2024 | $1,508.00 | $211,800 | |
| 2023 | $87,300 | ||
| 2022 | $1,396.00 | $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9055 Stone Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9055 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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