St. Clair County property record for 9038 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,364 sqft · built 1987 |
| Lot Size | 1.08 acres (47,175 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Nov 2025) |
| Tax Bill | $2,549 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0026-100 |
| Primary APN | 74-14-541-0026-100 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,364 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Lot Area | 47,175 sqft (1.08 acres) |
| Lot Dimensions | 300 ft deep x 152 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74145410026100 |
|---|---|
| Street Address | 9038 STONE RD |
| City | CLAY |
| State | MI |
| Zip | 48001-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | THAT PART OF LOT 1280 LYING S OF A LINE, BEG AT NE COR OF LOT 1289 & RUNNING NE'LY TO A PTE ON E'LY LINE OF LOT 1280 200' |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 17-CLAY |
| Legal Lot Number | 1280 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 646000 |
Source: St. Clair County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 129 FRANTZ ST, CAPAC, MI 48014-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Jun 23, 2014 · Amount on Record |
| Deed Document Number | 2025022809 |
| Deed Book / Page | 5875 / 337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 26, 2025 |
| Property Address | 9038 STONE RD, CLAY, MI 48001-4429 |
| Document Number | 0005875337 |
| Book / Page | 5875 / 337 |
| Map Reference | LB 50 PG 30 31 & 32 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025022809 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9038 STONE RD, CLAY, MI 48001-4429 |
| Name | Verified Name |
|---|---|
| Address | 129 FRANTZ ST, CAPAC, MI 48014-3734 |
| Document Number | 2025021477 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025021477 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Number | 0005869340 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 5869/340 |
| Instrument | 2025021477 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,400 (+17.85%) | ||
| 2024 | $2,549.00 (+7.96%) | $262,800 (+17.85%) | |
| 2023 | $111,500 | ||
| 2022 | $2,361.00 | $223,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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