St. Clair County property record for 9070 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,040 sqft · built 1973 |
| Lot Size | 0.558 acres (24,306 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Apr 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0080-000 |
| Primary APN | 74-14-541-0080-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 24,306 sqft (0.558 acres) |
| Lot Dimensions | 241 ft deep x 101 ft wide |
| Garage Area | 1,596 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 9070 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART LOT 1296, BEG N 77 DEG 30 MIN 6 SECONDS E 337.79 FT S 40 DEG 8 MIN E 161 FT & S 52 1/2 DEG E 270 FT FROM ITS NW COR, TH S 52 1/2 DEG E 13 FT & S 63 DEG 12 MIN E 88 FT, TH S 37 DEG 32 MIN 44 SECONDS W 245.02 FT, TH N 58 DEG 3 MIN 9 SECONDS W 100 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 17-CLAY |
| Legal Lot Number | 1296 |
| Legal Unit | 1296 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 646000 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9070 STONE RD, CLAY, MI 48001-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA EASTERN MICHIGAN |
| Apr 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Nov 14, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 12, 2025 |
| Transfer Doc | 0000023697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9070 STONE RD, CLAY, MI 48001-4429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9070 STONE RD, CLAY, MI 48001-4429 |
| Document Number | 0005687582 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 5687/582 |
| Instrument | 2024001783 |
| Name | FIFTH THIRD BANK NA EASTERN MICHIGAN |
|---|---|
| Address | 1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9070 STONE RD, CLAY, MI 48001-4429 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9070 STONE RD, CLAY, MI 48001-4429 |
| Document Number | 0005515407 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 5515/407 |
| Instrument | 2022010730 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Oct 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 14, 2019 |
| Property Address | 9070 STONE RD, CLAY, MI 48001-4429 |
| Document Number | 0051200260 |
| Book / Page | 005120 / 000260 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9070 STONE RD CLAY MI 480014429, CLAY, MI 48001-4429 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (-44.16%) Homeowner's exemption | $163,400 (+19.18%) | |
| 2024 | $3,225.00 (+8.29%) | $326,800 (+19.18%) | |
| 2023 | $137,100 | ||
| 2022 | $2,978.00 | $274,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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