905 Saint Bernard Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 905 Saint Bernard Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,687 sqft · built 1962
Lot Size0.208 acres (9,047 sqft)
OwnerIndividual Name on Record
Last Sale$189,981 (Dec 2024)
Tax Bill$2,466 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN225930A000

Property Details

APN / Parcel Number

Primary APN225930A000
Alternative APN
  • 2-051B-4080-00-0135.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,687 sqft Living Area
Gross Area2,176 sqft
1st Floor Area912 sqft
Basement Area912 sqft
Finished Basement775 sqft
Unfinished Basement137 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area9,047 sqft (0.208 acres)
Lot Dimensions109 ft deep x 83 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area124 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar
SewerConnected

Location & Zoning

Account Number225930A000
Street Address905 SAINT BERNARD DR
CityO FALLON
StateMO
Zip63366-1749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionFOREST PK ADDN #2 LOT 135
Legal SubdivisionFOREST PK ADDN #2
Legal Lot Number135
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3002
Census Tract311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address905 SAINT BERNARD DR, O FALLON, MO 63366-1749
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2024 · Amount on Record
Deed SaleDec 3, 2024 · Amount on Record
Prior SaleAug 5, 2020 · Amount on Record
Deed Document Number202450391
Prior Transfer DateNov 22, 2024
Prior Transfer Doc0000050391
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 5, 2020
Property Address905 SAINT BERNARD DR, O FALLON, MO 63366-1749
Document Number0073631666
Book / Page7363 / 1666
Map ReferenceMB 7 PG 27-29
Instrument DateJul 16, 2020
Instrument20200805000556810
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySYNERGY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address340 SE GOLDEN LN, 340, LEES SUMMIT, MO 64063-4510

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address905 SAINT BERNARD DR, O FALLON, MO 63366-1749

Mortgage

Document Number20200805000556820
DateAug 5, 2020
Instrument20200805000556820
Lender
NameBELL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,130 (-)$200,683 (-) Building $200,683
2025$2,466.00$38,130 (+13.66%)$200,683 (+13.66%)
2023$33,548
2022$176,568 Land $40,000 Building $136,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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