St. Charles County property record for 809 Saint Bernard Dr, O Fallon, MO 63366 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1962 |
| Lot Size | 0.205 acres (8,938 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,456 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 225840A000 |
| Primary APN | 225840A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,503 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,938 sqft (0.205 acres) |
| Lot Dimensions | 109 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 225840A000 |
|---|---|
| Street Address | 809 SAINT BERNARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST PK ADDN #2 LOT 132 |
| Legal Subdivision | FOREST PK ADDN #2 |
| Legal Lot Number | 132 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 311602 |
Source: St. Charles County records · APN 225840A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 SAINT BERNARD DR, O FALLON, MO 63366-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 809 SAINT BERNARD DR, O FALLON, MO 63366-1747 |
| Document Number | 0070350347 |
| Instrument Date | Feb 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 809 SAINT BERNARD DR O FALLON MO 633661747, O FALLON, MO 63366-1747 |
| Document Number | 0070350347 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 007035/000347 |
| Instrument | 64620 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | ST CHARLES, MO 63301-1852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 11, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,973 (-) | $199,856 (-) Land $40,000 Building $159,856 | |
| 2025 | $2,456.00 | $37,973 (+5.92%) | $199,856 (+5.93%) Land $40,000 Building $159,856 |
| 2023 | $35,849 | ||
| 2022 | $188,676 Land $40,000 Building $148,676 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 555 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures