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911 Saint Bernard Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 911 Saint Bernard Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 995 sqft · built 1960
Lot Size0.209 acres (9,088 sqft)
Owner2 Individual Names on Record
Last Sale$123,000 (Nov 2020)
Tax Bill$2,129 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN226020A000

Property Details

APN / Parcel Number

Primary APN226020A000
Alternative APN
  • 2-051B-4080-00-0138.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area995 sqft Living Area
Gross Area1,499 sqft
1st Floor Area995 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,088 sqft (0.209 acres)
Lot Dimensions128 ft deep x 71 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number226020A000
Street Address911 SAINT BERNARD DR
CityO FALLON
StateMO
Zip63366-1749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionFOREST PK ADDN #2 LOT 138
Legal SubdivisionFOREST PK ADDN #2
Legal Lot Number138
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3002
Census Tract311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address911 SAINT BERNARD DR, O FALLON, MO 63366-1749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Prior SaleNov 10, 2020 · Amount on Record
Deed Document Number202086918
Prior Transfer DateAug 17, 2010
Prior Transfer Doc0054552280
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 10, 2020
Property Address911 SAINT BERNARD DR, O FALLON, MO 63366-1749
Document Number0000086918
Instrument DateOct 29, 2020
Instrument86918
Transaction TypeTransfer
Record UpdatedMar 4, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 SAINT BERNARD DR O FALLON MO 633661749, O FALLON, MO 63366-1749

Mortgage

Document Number86919
DateNov 10, 2020
Instrument86919
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 9, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,838 (-)$172,831 (-) Land $40,000 Building $132,831
2025$2,129.00 (-9.4%)$32,838 (-6.89%)$172,831 (-6.89%) Land $40,000 Building $132,831
2024$2,350.00
2023$35,267
2022$185,618 Land $40,000 Building $145,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, Wisper ISP.

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