905 S Main St, Ada, OH 45810 Property Records

Hardin County property record for 905 S Main St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,106 sqft
Lot Size	0.424 acres (18,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-070011.0000`

Property Details

APN / Parcel Number

Primary APN	`25-070011.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,316 sqft
Upper Floors Area	790 sqft
Basement Area	790 sqft
Unfinished Basement	790 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,500 sqft (0.424 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 S MAIN ST
City	ADA
State	OH
Zip	45810-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICES 1
Legal Subdivision	RICES
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2028
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 S MAIN ST, ADA, OH 45810-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Oct 23, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Recording Date	Jul 31, 2026
Property Address	905 S MAIN ST, ADA, OH 45810-1623
Document Number	0000002316
Book / Page	578 / 2861
Instrument Date	Jul 15, 2026
Instrument	20262316
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002316,
Date	Jul 31, 2026
Book Page	578/2861
Instrument	20262316

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Feb 12, 2021
Property Address	905 S MAIN ST, ADA, OH 45810-1623
Document Number	00559/3886
Book / Page	559 / 3886
Instrument Date	Feb 11, 2021
Instrument	202100000497
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	AMERICAN KEY TITLE LLC, AMERICAN LEGACY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	905 S MAIN ST, ADA, OH 45810-1623

Mortgage

Document Number	202100000498
Date	Feb 12, 2021
Instrument	202100000498

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 23, 2020
Property Address	905 S MAIN ST, ADA, OH 45810-1623
Document Number	00558/1813
Book / Page	558 / 1813
Instrument Date	Oct 22, 2020
Instrument	202000003689
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 S MAIN ST, ADA, OH 45810-6000

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (-0.95%)	$48,850 (-) Land $5,010 Building $43,840
2024	$1,897.00 (+0.53%)	$48,850 (-) Land $5,010 Building $43,840
2023	$1,887.00 (-19.08%)	$48,850 (-7.02%) Land $5,010 Building $43,840	$139,570 (-7.03%) Land $14,310 Building $125,260
2022	$2,332.00	$52,540 Land $4,850 Building $47,690
2020			$150,120 Land $13,860 Building $136,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile.

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