824 S Main St, Ada, OH 45810 Property Records

Hardin County property record for 824 S Main St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,612 sqft · built 1991
Lot Size	0.222 acres (9,680 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jan 2023)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-060021.0000`

Property Details

APN / Parcel Number

Primary APN	`25-060021.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
1st Floor Area	1,276 sqft
Upper Floors Area	1,336 sqft
Attic	Attic
Attic Area	1,156 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,024 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,680 sqft (0.222 acres)
Lot Dimensions	176 ft deep x 55 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	824 S MAIN ST
City	ADA
State	OH
Zip	45810-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AHLEFELDS 2ND 20
Legal Subdivision	AHLEFELDS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1022
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	824 S MAIN ST, ADA, OH 45810-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Warranty Deed, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	2023283
Deed Book / Page	567 / 724
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 31, 2023
Property Address	824 S MAIN ST, ADA, OH 45810-1507
Document Number	000567/724
Book / Page	567 / 724
Instrument Date	Jan 30, 2023
Instrument	2023000283
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 S MAIN ST, ADA, OH 45810-1507

Mortgage

Document Number	2023000284
Date	Jan 31, 2023
Instrument	2023000284

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	824 S MAIN ST, ADA, OH 45810-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	555/4533
Date	Mar 17, 2020
Book Page	555/4533
Instrument	202000000772

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	LIMA, OH 45802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 31, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 22, 2021
Property Address	824 S MAIN ST, ADA, OH 45810-1507
Document Number	00559/2314
Book / Page	559 / 2314
Instrument Date	Jan 21, 2021
Instrument	202100000219
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	824 S MAIN ST, ADA, OH 45810-1507

Mortgage

Document Number	202100000220
Date	Jan 22, 2021
Instrument	202100000220

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00 (+1.18%)	$82,050 (-) Land $2,700 Building $79,350
2024	$3,233.00 (+2.77%)	$82,050 (-) Land $2,700 Building $79,350
2023	$3,146.00 (+23.91%) Homeowner's exemption	$82,050 (+42.84%) Land $2,700 Building $79,350	$234,420 (+42.84%) Land $7,710 Building $226,710
2022	$2,539.00 Homeowner's exemption	$57,440 Land $2,630 Building $54,810
2020			$164,110 Land $7,510 Building $156,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile.

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