820 S Main St, Ada, OH 45810 Property Records

Hardin County property record for 820 S Main St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,134 sqft
Lot Size	0.223 acres (9,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Sep 2021)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-060020.0000`

Property Details

APN / Parcel Number

Primary APN	`25-060020.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,134 sqft Living Area
1st Floor Area	1,238 sqft
Upper Floors Area	896 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,735 sqft (0.223 acres)
Lot Dimensions	177 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 S MAIN ST
City	ADA
State	OH
Zip	45810-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AHLEFELDS 2ND 19
Legal Subdivision	AHLEFELDS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1022
Census Tract	402

Owner

Source: Hardin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17337 COUNTY ROAD 26, ARLINGTON, OH 45814-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Survivorship Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 13, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Aug 13, 2020
Deed Document Number	20213248
Deed Book / Page	562 / 275
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	557/2948
Record Updated	Sep 20, 2026

September 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Sep 1, 2021
Property Address	820 S MAIN ST, ADA, OH 45810-1507
Document Number	562/275
Book / Page	562 / 275
Instrument Date	Aug 31, 2021
Instrument	202100003248
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	17337 COUNTY ROAD 26, ARLINGTON, OH 45814-9725

Mortgage

Document Number	202100003249
Date	Sep 1, 2021
Instrument	202100003249

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	Aug 13, 2020
Property Address	820 S MAIN ST, ADA, OH 45810-1507
Document Number	557/2948
Book / Page	557 / 2948
Instrument Date	May 22, 2020
Instrument	202000002724
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CARTERET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 S MAIN ST, ADA, OH 45810-1507

Mortgage

Document Number	202000002725
Date	Aug 13, 2020
Instrument	202000002725

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,477.00 (+1.23%)	$63,360 (-) Land $2,700 Building $60,660
2024	$2,447.00 (+0.53%) Homeowner's exemption	$63,360 (-) Land $2,700 Building $60,660
2023	$2,434.00 (+29.33%) Homeowner's exemption	$63,360 (+49.19%) Land $2,700 Building $60,660	$181,020 (+49.18%) Land $7,710 Building $173,310
2022	$1,882.00 Homeowner's exemption	$42,470 Land $2,630 Building $39,840
2020			$121,340 Land $7,510 Building $113,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile.

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