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905 Oak Brook Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 905 Oak Brook Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,044 sqft · built 2000
Lot Size0.13 acres (5,670 sqft)
Owner2 Trust Names on File
Last Sale$1,100,000 (Nov 2024)
Tax Bill$13,545 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone D (undetermined)
APN808-41-011

Property Details

APN / Parcel Number

Primary APN808-41-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,044 sqft Living Area
1st Floor Area983 sqft
2nd Floor Area1,061 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,670 sqft (0.13 acres)
Garage Area446 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address905 OAK BROOK WAY
CityGILROY
StateCA
Zip95020-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9110 LOT 11
Legal Subdivision9110 VILLAS
Legal Tract9110
Legal Lot Number11
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1030
Census Tract512509

Owner

905 Oak Brook Way is owner-occupied and held in a trust since November 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Trust Names on File
Mailing Address905 OAK BROOK WAY, GILROY, CA 95020-3431
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2024 · Amount on File
Deed SaleNov 27, 2024 · Amount on File
Prior SaleJun 7, 2011 · Amount on File
Deed Document Number202425736136
Last Transfer DateNov 29, 2024
Transfer Doc0025759921
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address905 OAK BROOK WAY, GILROY, CA 95020-3431
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024259425
DateAug 20, 2019
Instrument24259425
Lender
NameSTANFORD FCU
TypeCredit Union
AddressPALO ALTO, CA 94303
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateSep 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 905 Oak Brook Way was $13,545.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,122,000 (+2%) Land $459,000 Building $663,000
2025$13,545.00$1,100,000 Land $450,000 Building $650,000
2023$9,770.00 (+1.31%) Homeowner's exemption$606,578 Land $209,337 Building $397,241
2022$9,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 905 Oak Brook Way in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Oak Brook Way is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: GeoLinks, Verizon.

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