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965 Oak Brook Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 965 Oak Brook Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,532 sqft · built 2000
Lot Size0.1 acres (4,360 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Oct 2016)
Tax Bill$8,965 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jan 2021 Mortgage
Flood ZoneZone D (undetermined)
APN808-41-005

Property Details

APN / Parcel Number

Primary APN808-41-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,532 sqft Living Area
1st Floor Area698 sqft
2nd Floor Area834 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area4,360 sqft (0.1 acres)
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address965 OAK BROOK WAY
CityGILROY
StateCA
Zip95020-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA140
Legal DescriptionTR 9110 LOT 5
Legal Subdivision9110 THE VILLAS
Legal Tract9110
Legal Lot Number5
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1030
Census Tract512509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address965 OAK BROOK WAY, GILROY, CA 95020-3431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
PMAC LENDING SERVICES INC
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
MK LENDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2016 · Amount on Record
Deed SaleOct 7, 2016 · Amount on Record
Prior SaleJan 16, 2004 · Amount on Record
Deed Document Number23456577
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address965 OAK BROOK WAY, GILROY, CA 95020-3431
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024478325
DateMay 13, 2020
Instrument24478325
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address965 OAK BROOK WAY, GILROY, CA 95020-3431
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 OAK BROOK WAY, GILROY, CA 95020-3431

Mortgage

Document Number0024773233
DateJan 4, 2021
Instrument24773233
Lender
NameMK LENDING CORP
TypeMortgage Company
AddressNORTH HOLLYWOOD, CA 91601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,965.00 (+2.22%) Homeowner's exemption$731,160 (+4.04%) Land $292,463 Building $438,697
2023$8,770.00 (+1.68%) Homeowner's exemption$702,770 Land $281,107 Building $421,663
2022$8,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: GeoLinks, Verizon.

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