Santa Clara County property record for 975 Oak Brook Way, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,044 sqft · built 1999 |
| Lot Size | 0.112 acres (4,890 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $640,000 (Oct 2004) |
| Tax Bill | $10,926 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2018 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 808-41-004 |
| Primary APN | 808-41-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 983 sqft |
| 2nd Floor Area | 1,061 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,890 sqft (0.112 acres) |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 975 OAK BROOK WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9110 LOT 4 |
| Legal Subdivision | 9110 VILLAS |
| Legal Tract | 9110 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 512509 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 975 OAK BROOK WAY, GILROY, CA 95020-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 10, 2025 | Intrafamily Transfer, Transfer |
| Nov 20, 2018 | Deed of Trust, Mortgage · Line of Credit SANTA CLARA COUNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2004 · Amount on Record |
| Deed Sale | Oct 1, 2004 · Amount on Record |
| Prior Sale | Jul 26, 2000 · Amount on Record |
| Deed Document Number | 200418029593 |
| Last Transfer Date | Jun 10, 2016 |
| Transfer Doc | 0023355155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 10, 2025 |
| Property Address | 975 OAK BROOK WAY, GILROY, CA 95020-3431 |
| Document Number | 0025898215 |
| Map Reference | MB 712 PG 45-50 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 25898215 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 975 OAK BROOK WAY, GILROY, CA 95020-3431 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 975 OAK BROOK WAY, GILROY, CA 95020-3431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024066970 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 24066970 |
| Name | SANTA CLARA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95112 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 19, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $909,927 (+2%) Land $363,968 Building $545,959 | |
| 2025 | $10,926.00 (+2.22%) Homeowner's exemption | $892,086 (+4.04%) Land $356,832 Building $535,254 |
| 2023 | $10,689.00 (+1.67%) Homeowner's exemption | $857,447 Land $342,977 Building $514,470 |
| 2022 | $10,513.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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