905 N 45th St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 905 N 45th St, Fort Smith, AR 72903

Property Summary

Property TypeSingle Family Home
Details1 ba · 844 sqft
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Sep 2006)
Tax Bill$639 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Dec 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN10282-0016-00002-00

Property Details

APN / Parcel Number

Primary APN10282-0016-00002-00
Alternative APN
  • 77261

Interior

Full Baths1 Bath
Stories1 Story
Building Area844 sqft Living Area
1st Floor Area844 sqft
FlooringSubfloor

Exterior

Exterior MaterialWood
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialFiberglass
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number77261
Street Address905 N 45TH ST
CityFORT SMITH
StateAR
Zip72903-1215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLK 2
Legal Range32
Legal Township08
Legal Section14
Legal SubdivisionBARTON
Legal Block2
Legal Lot Number16
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group6
Census Block6005
Census Tract700

Owner

Source: Sebastian County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address813 N 46TH ST, FORT SMITH, AR 72903-1221
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Deed of Trust, Mortgage
THE FIRST NATIONAL BANK AT PARIS
Dec 1, 2017Trustee's Deed, Foreclosure · Commercial Mortgage
ARMSTRONG BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2006 · Amount on Record
Deed SaleSep 20, 2006 · Amount on Record
Prior SaleSep 20, 2006 · Amount on Record
Deed Document Number0007199199
Last Transfer DateDec 1, 2017
Transfer Doc2017F26126
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address905 N 45TH ST, FORT SMITH, AR 72903-1215
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2667 DOOLEY RD, BOLES, AR 72926-8819

Mortgage

Document Number2024F02823
DateFeb 16, 2024
Instrument2024F-02823
Lender
NameTHE FIRST NATIONAL BANK AT PARIS
TypeBank
AddressWALDRON, AR 72958
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 16, 2029

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSEBASTIAN AR
Recording DateDec 1, 2017
Property Address905 N 45TH ST, FORT SMITH, AR 72903-1215
Document Number2017F26126
Instrument DateDec 1, 2017
Instrument2017F-26126
Transaction TypeForeclosure
Record UpdatedApr 2, 2026
Title CompanyWESTERN AR TITLE SERVICES, WESTERN ARKANSAS TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2319 W GRAPHIC RD, MOUNTAINBURG, AR 72946-3720

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Al (and Others)
Address813 N 46TH ST, FORT SMITH, AR 72903-1221

Mortgage

Document Number2017F26127
DateDec 1, 2017
Instrument2017F-26127
Lender
NameARMSTRONG BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2032

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$639.00 (+17.9%)$15,318 (+53.03%) Land $3,600 Building $11,718$76,590 (+53.03%) Land $18,000 Building $58,590
2023$542.00$10,010 Land $2,400 Building $7,610$50,050 Land $12,000 Building $38,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Right Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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