821 N 45th St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 821 N 45th St, Fort Smith, AR 72903

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,695 sqft · built 1940
Lot Size0.301 acres (13,112 sqft)
Owner2 Individual Names on Record
Last Sale$62,000 (Apr 2005)
Tax Bill$608 (2026)
Deeds & MortgagesOct 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN10282-0018-00002-00

Property Details

APN / Parcel Number

Primary APN10282-0018-00002-00
Alternative APN
  • 77264

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,695 sqft Living Area
Gross Area1,885 sqft
1st Floor Area1,359 sqft
Upper Floors Area336 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Roof TypeGable
Roof MaterialFiberglass
Lot Area13,112 sqft (0.301 acres)
Lot Dimensions132 ft deep x 100 ft wide
Garage TypeDetached
Garage Area216 sqft
DrivewayConcrete Driveway
Driveway Area812 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed/Screened Porch
Porch Area404 sqft
Deck Area28 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number77264
Street Address821 N 45TH ST
CityFORT SMITH
StateAR
Zip72903-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17 & 18
Legal Range32
Legal Township08
Legal Section14
Legal SubdivisionBARTON
Legal Block6
Legal Lot Number17
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group6
Census Block6005
Census Tract700

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address821 N 45TH ST, FORT SMITH, AR 72903-1213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2005 · Amount on Record
Deed SaleApr 27, 2005 · Amount on Record
Prior SaleJun 8, 1995
Deed Document Number20057160714
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address821 N 45TH ST, FORT SMITH, AR 72903-1213
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 N 45TH ST, FORT SMITH, AR 72903-1213

Mortgage

Document Number0202422588
DateOct 30, 2024
Instrument2024-22588
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$608.00 Homeowner's exemption$28,875 (-) Land $3,600 Building $25,275$144,375 (-) Land $18,000 Building $126,375
2025$608.00 (+232.24%) Homeowner's exemption$28,875 (+57.53%) Land $3,600 Building $25,275$144,375 (+57.53%) Land $18,000 Building $126,375
2023$183.00 Homeowner's exemption$18,330 Land $2,400 Building $15,930$91,650 Land $12,000 Building $79,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Right Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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