822 N 45th St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 822 N 45th St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft
Lot Size	0.148 acres (6,450 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (May 2021)
Tax Bill	$690 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10282-0007-00003-00`

Property Details

APN / Parcel Number

Primary APN	`10282-0007-00003-00`
Alternative APN	`77235`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Flooring	Subfloor

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	6,450 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	160 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	77235
Street Address	822 N 45TH ST
City	FORT SMITH
State	AR
Zip	72903-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 3
Legal Range	32
Legal Township	08
Legal Section	14
Legal Subdivision	BARTON
Legal Block	3
Legal Lot Number	7
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	6
Census Block	6004
Census Tract	700

Owner

Source: Sebastian County records · APN 10282-0007-00003-00

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	822 N 45TH ST, FORT SMITH, AR 72903-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 20, 2020	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2021 · Amount on Record
Deed Sale	May 04, 2021 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	2021-011596
Deed Book / Page	2021 / 11596
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	May 04, 2021
Property Address	822 N 45TH ST, FORT SMITH, AR 72903-1214
Document Number	2021F11596
Instrument Date	May 04, 2021
Instrument	2021F-11596
Transaction Type	Transfer
Record Updated	Dec 01, 2025
Title Company	PCI DURHAM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$293.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 N 45TH ST, FORT SMITH, AR 72903-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 N 45TH ST, FORT SMITH, AR 72903-1214

Mortgage

Document Number	2021F11597
Date	May 04, 2021
Instrument	2021F-11597

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Mar 20, 2020
Property Address	822 N 45TH ST, FORT SMITH, AR 72903-1214
Document Number	2020F06312
Instrument Date	Mar 13, 2020
Instrument	2020F-06312
Transaction Type	Transfer
Record Updated	Dec 01, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 LITTRELL DR, BELLA VISTA, AR 72714-2702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	822 N 45TH ST, FORT SMITH, AR 72903-1214

Mortgage

Document Number	2020F06313
Date	Mar 20, 2020
Instrument	2020F-06313

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Sebastian County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00 (+9.87%)	$15,208 (+40.55%) Land $3,600 Building $11,608	$76,040 (+40.55%) Land $18,000 Building $58,040
2023	$628.00	$10,820 Land $2,400 Building $8,420	$54,100 Land $12,000 Building $42,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 1, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Dobson Technologies Fiber	10,000 / 10,000
E. Ritter Communications Holdings Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 306 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

822 N 45th St, Fort Smith, AR 72903 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on N 45th St

Nearby Streets

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