905 Island Bluff Ln, Buford, GA 30518 Property Records

Gwinnett County property record for 905 Island Bluff Ln, Buford, GA 30518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,394 sqft · built 2002
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (May 2016)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-364-227`

Property Details

APN / Parcel Number

Primary APN	`7-364-227`
Alternative APN	`R7364 227`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,394 sqft Living Area
1st Floor Area	1,220 sqft
Attic Area	140 sqft
Basement Area	1,508 sqft
Finished Basement	1,350 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Width	106 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	117 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	7364227
Street Address	905 ISLAND BLUFF LN
City	BUFORD
State	GA
Zip	30518-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100M-SINGLE FAM RES
Legal Description	L115 BA RIVER FALLS #1
Legal Subdivision	RIVER FALLS
Legal Block	A
Legal Lot Number	115
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	2
Census Block	2008
Census Tract	50120

Owner

905 Island Bluff Ln is owned and occupied by two individuals who acquired it in May 2016.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	905 ISLAND BLUFF LN, BUFORD, GA 30518-5575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016 · Amount on File
Deed Sale	May 20, 2016 · Amount on File
Prior Sale	Apr 7, 2015
Deed Document Number	0054308407
Deed Book / Page	54308 / 407
Last Transfer Date	May 25, 2016
Transfer Doc	0543080407
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	905 ISLAND BLUFF LN, BUFORD, GA 30518-5575
Document Number	0580050517
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 ISLAND BLUFF LN BUFORD GA 305185575, BUFORD, GA 30518-5575

Mortgage

Document Number	0580050517
Date	Oct 28, 2020
Book Page	058005/000517

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 27, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 905 Island Bluff Ln was $5,730 with a homeowner's exemption.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00	$273,520 Land $50,000 Building $223,520	$683,800 Land $125,000 Building $558,800
2023	$5,375.00	$190,000 Land $24,800 Building $165,200
2022			$475,000 Land $62,000 Building $413,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Island Bluff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Island Bluff Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20