905 Franklin St, Lima, OH 45804 Property Records

Allen County property record for 905 Franklin St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,108 sqft · built 1920
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on File
Last Sale	$747,000 (Apr 2026)
Tax Bill	$328 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-0605-08-018.000`

Property Details

APN / Parcel Number

Primary APN	`47-0605-08-018.000`
Alternative APN	`M3847060508018000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	720 sqft
Upper Floors Area	388 sqft
Basement Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	160 ft deep x 48 ft wide
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	905 FRANKLIN ST
City	LIMA
State	OH
Zip	45804-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N L MICHAELS THIRD ADDITION LOT 6930 FF 48.00
Legal Subdivision	N L MICHAELS THIRD ADDITION
Legal Lot Number	6930
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1020
Census Tract	13600

Owner

905 Franklin St is owned by a company that bought it in April 2026.

Source: Allen County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	750 BUCKEYE RD, LIMA, OH 45804-1906
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Jul 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MOD RENTALS LTD
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	20263472
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 9, 2026
Property Address	905 FRANKLIN ST, LIMA, OH 45804-1625
Document Number	0000003472
Instrument Date	Apr 8, 2026
Instrument	20263472
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,341.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	750 BUCKEYE RD, LIMA, OH 45804-1906
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003473,
Date	Apr 9, 2026
Instrument	20263473

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 10, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 2, 2021
Property Address	905 FRANKLIN ST, LIMA, OH 45804-1625
Document Number	7020009121
Book / Page	2021 / 9121
Map Reference	MB 4 PG 121
Instrument Date	Jul 2, 2021
Instrument	202107020009121
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W MAIN ST, CRIDERSVILLE, OH 45806-2377

Mortgage

Document Number	7020009122
Date	Jul 2, 2021
Book Page	2021/9122
Instrument	202107020009122

Lender

Name	MOD RENTALS LTD
Type	Non-Lending Institution
Address	LIMA, OH 45801

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	905 FRANKLIN ST, LIMA, OH 45804-1625
Document Number	0000011854
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 N ELIZABETH ST LIMA OH 458014386, LIMA, OH 45801-4386

Mortgage

Document Number	0000011854
Date	Sep 29, 2020
Instrument	11854

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 28, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 905 Franklin St was $328, up 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$328.00 (+0.61%)	$7,390 (-) Land $1,230 Building $6,160	$21,100 (-) Land $3,500 Building $17,600
2024	$326.00 (-43.11%)	$7,390 (+4.97%) Land $1,230 Building $6,160	$21,100 Land $3,500 Building $17,600
2023	$573.00	$7,040 (-) Land $1,160 Building $5,880
2022	$573.00	$7,040 Land $1,160 Building $5,880
2021			$20,100 Land $3,300 Building $16,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 905 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 905 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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