912 Franklin St, Lima, OH 45804 Property Records

Allen County property record for 912 Franklin St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,164 sqft · built 1920
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$14,500 (Mar 2018)
Tax Bill	$265 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-0605-09-011.000`

Property Details

APN / Parcel Number

Primary APN	`47-0605-09-011.000`
Alternative APN	`M3847060509011000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,164 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	146 ft deep x 43.9 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	912 FRANKLIN ST
City	LIMA
State	OH
Zip	45804-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N L MICHAELS THIRD ADDITION LOT 6935 FF 44.00
Legal Subdivision	N L MICHAELS THIRD ADDITION
Legal Lot Number	6935
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1026
Census Tract	13600

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 FRANKLIN ST, LIMA, OH 45804-1626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit THE UNION BK CO
Mar 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Aug 23, 2002 · Amount on Record
Deed Document Number	20183343
Deed Book / Page	2018 / 3343
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	912 FRANKLIN ST, LIMA, OH 45804-1626
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4280004953
Date	Apr 28, 2022
Book Page	2022/4953
Instrument	202204280004953

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	912 FRANKLIN ST, LIMA, OH 45804-1626
Document Number	0000012040
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 FRANKLIN ST LIMA OH 458041626, LIMA, OH 45804-1626

Mortgage

Document Number	0000012040
Date	Nov 13, 2019
Instrument	12040

Lender

Name	THE UNION BK CO
Type	Bank
Address	LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2029

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 30, 2018
Property Address	912 FRANKLIN ST, LIMA, OH 45804-1626
Document Number	0000003343
Instrument Date	Mar 29, 2018
Instrument	3343
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$43.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 FRANKLIN ST LIMA OH 458041626, LIMA, OH 45804-1626

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$265.00 (+0.76%)	$5,740 (-) Land $1,050 Building $4,690	$16,400 (-) Land $3,000 Building $13,400
2024	$263.00 (-46.22%) Homeowner's exemption	$5,740 (+4.36%) Land $1,050 Building $4,690	$16,400 (+4.46%) Land $3,000 Building $13,400
2023	$489.00 (-9.44%) Homeowner's exemption	$5,500 (-) Land $1,020 Building $4,480
2022	$540.00 Homeowner's exemption	$5,500 Land $1,020 Building $4,480
2021			$15,700 Land $2,900 Building $12,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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