Montgomery County property record for 905 E Prospect St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,166 sqft · built 1895 |
| Lot Size | 0.268 acres (11,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,320 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628201035000 |
| Primary APN | 600628201035000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,166 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 1,122 sqft |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,700 sqft (0.268 acres) |
| Lot Dimensions | 180 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 78 sqft |
| Deck Area | 65 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 905 E PROSPECT ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE ADD E 15' LT 7 & W 50' LT 8 BLK 92 |
| Legal Block | 92 |
| Legal Lot Number | 7,8 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960200 |
Source: Montgomery County records, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 905 E PROSPECT ST, RED OAK, IA 51566-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $159,510 (-3.57%) Land $14,560 Building $144,950 | $159,510 (-3.57%) Land $14,560 Building $144,950 | |
| 2024 | $3,320.00 (+24.72%) | ||
| 2023 | $165,410 Land $10,920 Building $154,490 | $165,410 Land $10,920 Building $154,490 | |
| 2022 | $2,662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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