Montgomery County property record for 805 E Prospect St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,758 sqft · built 1917 |
| Lot Size | 1.07 acres (46,725 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Aug 2006) |
| Tax Bill | $9,638 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628201047000 |
| Primary APN | 600628201047000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,758 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Basement Area | 2,125 sqft |
| Finished Basement | 1,100 sqft |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 46,725 sqft (1.07 acres) |
| Lot Dimensions | 343 ft deep x 358 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 133 sqft |
| Patio Area | 194 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 805 E PROSPECT ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE ADD LTS 3 & 4 & W/2 LT 5 BLK 92 & NW NE E 90' & S 65' W 75' LT 2 |
| Legal Block | 92 |
| Legal Lot Number | 2-5 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960200 |
Source: Montgomery County records, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 805 E PROSPECT ST, RED OAK, IA 51566-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2006 · Amount on Record |
| Deed Sale | Aug 29, 2006 · Amount on Record |
| Deed Document Number | 298-520 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $377,350 (-13.19%) Land $27,990 Building $349,360 | $377,350 (-13.19%) Land $27,990 Building $349,360 | |
| 2024 | $9,638.00 (+27.66%) | ||
| 2023 | $434,660 Land $25,190 Building $409,470 | $434,660 Land $25,190 Building $409,470 | |
| 2022 | $7,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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