901 E Prospect St, Red Oak, IA 51566 Property Records

Montgomery County property record for 901 E Prospect St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,684 sqft · built 1900
Lot Size0.492 acres (21,450 sqft)
Owner2 Individual Names on Record
Last Sale$86,500 (Aug 2022)
Tax Bill$2,178 (2025)
Flood ZoneZone X (minimal risk)
APN600628201042000

Property Details

APN / Parcel Number

Primary APN600628201042000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area840 sqft
Basement Area900 sqft
Finished Basement900 sqft
Unfinished Basement900 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,450 sqft (0.492 acres)
Lot Dimensions330 ft deep x 65 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address901 E PROSPECT ST
CityRED OAK
StateIA
Zip51566-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW NE E 65' W 75' SL 2 LT 6 & NE ADD E 20' LT 6 & W 45' LT 7 BLK 92
Legal Range38W
Legal Township72N
Legal Section28
Legal SubdivisionNORTHEASTERN ADDITION
Legal Block92
Legal Lot Number6,7
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2024
Census Tract960200

Owner

Source: Montgomery County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1507 BLUEGRASS RD, RED OAK, IA 51566-3212
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleAug 9, 2007 · Amount on Record
Deed Document Number20221321
Deed Book / Page2022 / 1321
Prior Transfer DateAug 24, 2006
Prior Transfer Doc0298/0465
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,178.00$99,430 (-1.7%) Land $16,250 Building $83,180$99,430 (-1.7%) Land $16,250 Building $83,180
2024$2,178.00 (+4.71%)
2023$101,150 Land $12,190 Building $88,960$101,150 Land $12,190 Building $88,960
2022$2,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

Nearby Properties on E Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number