905 Chippewa Dr, Elgin, IL 60120 Property Records

Cook County property record for 905 Chippewa Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,198 sqft · built 1974
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Apr 2022)
Tax Bill	$7,196 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-115-005`

Property Details

APN / Parcel Number

Primary APN	`06-07-115-005`
Alternative APN	`06-07-115-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	905 CHIPPEWA DR
City	ELGIN
State	IL
Zip	60120-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LORDS) (PARK) MANOR (UNIT6) SUB PT OF 1 TO 5 IN CIRC UIT COURT PARTITION PT OF SECS 6 & 7 SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	LORDS PARK MANOR UNIT6
Legal Lot Number	191
Legal Unit	6
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1000
Census Tract	804403

Owner

905 Chippewa Dr is owned by two individuals who bought it in April 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 N GROVE AVE, OAK PARK, IL 60302-5103
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Deed Document Number	20227181
Prior Transfer Date	Nov 13, 2006
Prior Transfer Doc	0000009041
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Apr 27, 2022
Property Address	905 CHIPPEWA DR, ELGIN, IL 60120-4018
Document Number	0011707181
Instrument Date	Apr 18, 2022
Instrument	2211707181
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 CHIPPEWA DR, 905, ELGIN, IL 60120-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 CHIPPEWA DR, ELGIN, IL 60120-4018

Mortgage

Document Number	0011707182
Date	Apr 27, 2022
Instrument	2211707182

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,001 Land $7,088 Building $21,913	$290,010 Land $70,880 Building $219,130
2023	$7,196.00 (+36.52%)
2022	$5,271.00 Homeowner's exemption Senior Citizen's exemption	$24,999 Land $6,581 Building $18,418	$249,990 Land $65,810 Building $184,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Chippewa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 905 Chippewa Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20