Cook County property record for 891 Chippewa Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,973 sqft · built 1973 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,000 (Sep 2006) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-115-006 |
| Primary APN | 06-07-115-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,973 sqft Living Area |
| 1st Floor Area | 1,973 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,125 sqft (0.232 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 891 CHIPPEWA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LORDS) (PARK) MANOR (UNIT6) SUB PT OF 1 TO 5 IN CIRC UIT COURT PARTITION PT OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | LORDS PARK MANOR UNIT6 |
| Legal Lot Number | 192 |
| Legal Unit | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 891 CHIPPEWA DR, ELGIN, IL 60120-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2006 · Amount on Record |
| Deed Sale | Sep 18, 2006 · Amount on Record |
| Deed Document Number | 200620052 |
| Last Transfer Date | Jan 18, 2022 |
| Transfer Doc | 0000939155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 28, 2022 |
| Property Address | 891 CHIPPEWA DR, ELGIN, IL 60120-4025 |
| Document Number | 0005939155 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2205939155 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 891 CHIPPEWA DR, ELGIN, IL 60120-4025 |
| Document Number | 0005939156 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2205939156 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,001 (+44.01%) Land $7,088 Building $28,913 | $360,010 (+44.01%) Land $70,880 Building $289,130 | |
| 2022 | Homeowner's exemption | $24,999 Land $6,581 Building $18,418 | $249,990 Land $65,810 Building $184,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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