875 Chippewa Dr, Elgin, IL 60120 Property Records

Cook County property record for 875 Chippewa Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,357 sqft · built 1974
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jul 2005)
Tax Bill	$4,199 (2023)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-07-115-007`

Property Details

APN / Parcel Number

Primary APN	`06-07-115-007`
Alternative APN	`06-07-115-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,357 sqft Living Area
1st Floor Area	2,357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	875 CHIPPEWA DR
City	ELGIN
State	IL
Zip	60120-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS PARK MANOR UNIT 6 S LOT 193
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	LORDS PARK MANOR 06
Legal Lot Number	193
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1000
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-115-007

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	875 CHIPPEWA DR, ELGIN, IL 60120-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2005 · Amount on Record
Deed Sale	Jul 13, 2005 · Amount on Record
Prior Sale	Jan 24, 2000 · Amount on Record
Deed Document Number	200514071
Prior Transfer Date	Sep 20, 1999
Prior Transfer Doc	0000000969
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	875 CHIPPEWA DR, ELGIN, IL 60120-4025
Document Number	1726919033
Instrument Date	Sep 08, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	875 CHIPPEWA DR ELGIN IL 601204025, ELGIN, IL 60120-4025

Mortgage

Document Number	1726919033
Date	Sep 26, 2017
Instrument	26919033

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 25, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 (+23.33%) Land $9,450 Building $27,550	$370,000 (+23.33%) Land $94,500 Building $275,500
2023	$4,199.00 (-0.26%)
2022	$4,210.00 Homeowner's exemption Senior Citizen's exemption	$30,000 Land $8,775 Building $21,225	$300,000 Land $87,750 Building $212,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 416 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.