905 Central Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 905 Central Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1990
Lot Size	0.085 acres (3,698 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2016)
Tax Bill	$8,458 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`50-00215-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`50-00215-0000-00008`
Alternative APNs	`500021500008` `2316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	600 sqft
Upper Floors Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	74 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	140 sqft
Patio Area	89 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	2316
Street Address	905 CENTRAL AVE
City	UNION BEACH
State	NJ
Zip	07735-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	BOROUGH/UNION BEACH
Legal Block	215
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	4
Census Block	4008
Census Tract	801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 CENTRAL AVE, UNION BEACH, NJ 07735-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Prior Sale	May 13, 1998 · Amount on Record
Deed Document Number	201677972
Deed Book / Page	9180 / 8205
Last Transfer Date	Dec 9, 2023
Transfer Doc	0000087159
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	905 CENTRAL AVE, UNION BEACH, NJ 07735-3213
Document Number	0000004371
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CENTRAL AVE UNION BEACH NJ 077353213, UNION BEACH, NJ 07735-3213

Mortgage

Document Number	0000004371
Date	Jan 8, 2021
Book Page	009471/002272
Instrument	4371

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,500 (+9.43%) Land $203,800 Building $227,700	$431,500 (+9.43%) Land $203,800 Building $227,700
2025	$8,458.00 (+13.76%)	$394,300 (+18.87%) Land $177,200 Building $217,100	$394,300 (+18.87%) Land $177,200 Building $217,100
2024	$7,435.00 (+13.67%)
2023		$331,700 Land $133,900 Building $197,800	$331,700 Land $133,900 Building $197,800
2022	$6,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	344 (1978–2014)
Claims Outside the SFHA	24 of 344
Most Recent Claim	Nov 2014 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 205 claims Severe Storms And Flooding, Mar 2010 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20