Monmouth County and Union Beach Borough property record for 725 Central Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,175 sqft · built 2005 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,500 (Feb 2011) |
| Tax Bill | $11,381 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 50-00213-0000-00003-01 |
| Primary APN | 50-00213-0000-00003-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,175 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Upper Floors Area | 1,250 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 2282 |
|---|---|
| Street Address | 725 CENTRAL AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | UNION BEACH |
| Legal Block | 213 |
| Legal Lot Number | 3.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 801800 |
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 725 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jul 12, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2011 · Amount on Record |
| Deed Sale | Feb 4, 2011 · Amount on Record |
| Prior Sale | Jan 14, 2006 · Amount on Record |
| Deed Document Number | 201113853 |
| Deed Book / Page | 8876 / 7706 |
| Last Transfer Date | Aug 23, 2011 |
| Transfer Doc | 0089047963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 725 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0095852989 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 9585/2989 |
| Instrument | 2022031825 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 725 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Document Number | 0000102153 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 725 CENTRAL AVE UNION BEACH NJ 077353105, UNION BEACH, NJ 07735-3105 |
| Document Number | 0000102153 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 009439/007663 |
| Instrument | 102153 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 9, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 12, 2017 |
| Property Address | 725 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Document Number | 0092350929 |
| Book / Page | 009235 / 000929 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,000 (+8.18%) Land $248,600 Building $325,400 | $574,000 (+8.18%) Land $248,600 Building $325,400 | |
| 2025 | $11,381.00 (+11.63%) | $530,600 (+14.21%) Land $216,200 Building $314,400 | $530,600 (+14.21%) Land $216,200 Building $314,400 |
| 2024 | $10,195.00 (+8.7%) | ||
| 2023 | $464,600 Land $163,400 Building $301,200 | $464,600 Land $163,400 Building $301,200 | |
| 2022 | $9,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 344 (1978–2014) |
| Claims Outside the SFHA | 24 of 344 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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