Monmouth County and Union Beach Borough property record for 904 Central Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 856 sqft · built 1931 |
| Lot Size | 0.105 acres (4,552 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (Aug 2026) |
| Tax Bill | $6,418 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Dec 2025 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 50-00185-0000-00001 |
| Primary APN | 50-00185-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,552 sqft (0.105 acres) |
| Lot Dimensions | 91 ft deep x 50 ft wide |
| Deck Area | 123 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Sewer | Connected |
|---|
| Account Number | 1840 |
|---|---|
| Street Address | 904 CENTRAL AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Block | 185 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 801800 |
Source: Monmouth County and Union Beach Borough records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 955 US HIGHWAY 1, AVENEL, NJ 07001-1344 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed, Transfer SENTEX SETTLEMENT SERVICES INC, SENTEX SETTLEMENT SERVICES |
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2015 · Amount on Record |
| Deed Document Number | 202664054 |
| Deed Book / Page | 9806 / 2567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 4, 2026 |
| Property Address | 904 CENTRAL AVE, UNION BEACH, NJ 07735-3214 |
| Document Number | 0000064054 |
| Book / Page | 9806 / 2567 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202664054 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | SENTEX SETTLEMENT SERVICES INC, SENTEX SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $31,815.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 955 US HIGHWAY 1, AVENEL, NJ 07001-1344 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 904 CENTRAL AVE, UNION BEACH, NJ 07735-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0097698757 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 9769/8757 |
| Instrument | 2025098794 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,200 (+11.03%) Land $209,000 Building $123,200 | $332,200 (+11.03%) Land $209,000 Building $123,200 | |
| 2025 | $6,418.00 (+15.41%) | $299,200 (+21.72%) Land $181,700 Building $117,500 | $299,200 (+21.72%) Land $181,700 Building $117,500 |
| 2024 | $5,561.00 (+17%) | ||
| 2023 | $245,800 Land $137,400 Building $108,400 | $245,800 Land $137,400 Building $108,400 | |
| 2022 | $4,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 344 (1978–2014) |
| Claims Outside the SFHA | 24 of 344 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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