Watonwan County property record for 905 3rd St N, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 696 sqft · built 1975 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Dec 2019) |
| Tax Bill | $2,812 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.154.0030 |
| Primary APN | 20.154.0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 696 sqft |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Finished Basement | 696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 150 ft deep x 212 ft wide |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 905 3RD ST N |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARM SUBD OF BLK ABCD OF ARM PK BLOCK-017 LOTS 3-6; 1/2 OF ADJ VAC ALLEY |
| Legal Subdivision | ARM SUBD OF BLK ABCD OF ARM PK |
| Legal Block | 17 |
| Legal Lot Number | 3-6 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950200 |
905 3rd St N is owned and occupied by an individual who bought it in December 2019.
Source: Watonwan County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 3RD ST N, SAINT JAMES, MN 56081-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on File |
| Deed Sale | Dec 19, 2019 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 905 3rd St N was $2,812 with a homeowner's exemption, up 1.4% from the year before.
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,812.00 (+1.37%) Homeowner's exemption | $195,100 (-9%) Land $34,100 Building $161,000 | $195,100 (-9%) Land $34,100 Building $161,000 |
| 2025 | $2,774.00 Homeowner's exemption | $214,400 Land $30,500 Building $183,900 | $214,400 Land $30,500 Building $183,900 |
| 2023 | $2,652.00 | $205,800 Land $26,600 Building $179,200 | $205,800 Land $26,600 Building $179,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 3rd St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 905 3rd St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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