Watonwan County property record for 810 3rd St N, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1949 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Jun 2026) |
| Tax Bill | $1,514 (2026) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.151.0880 |
| Primary APN | 20.151.0880 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,896 sqft (0.319 acres) |
| Garage Area | 816 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 810 3RD ST N |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARMSTRONG'S PARK ADDITION BLOCK-009 LOT 9; S46.5' OF LOT 10 |
| Legal Subdivision | ARMSTRONGS PARK ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 9,10 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950200 |
810 3rd St N is owned and occupied by two individuals who bought it in June 2026.
Source: Watonwan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 3RD ST N, SAINT JAMES, MN 56081-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Deed Document Number | 20261870731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WATONWAN MN |
| Recording Date | Jun 9, 2026 |
| Property Address | 810 3RD ST N, SAINT JAMES, MN 56081-1004 |
| Document Number | 0001870731 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20261870731 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 3RD ST N, SAINT JAMES, MN 56081-1004 |
The 2026 property tax bill for 810 3rd St N was $1,514 with a homeowner's exemption, up 2.6% from the year before.
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,514.00 (+2.57%) Homeowner's exemption | $128,800 (-1.98%) Land $23,800 Building $105,000 | $128,800 (-1.98%) Land $23,800 Building $105,000 |
| 2025 | $1,476.00 Homeowner's exemption | $131,400 Land $23,400 Building $108,000 | $131,400 Land $23,400 Building $108,000 |
| 2023 | $1,086.00 | $111,700 Land $23,400 Building $88,300 | $111,700 Land $23,400 Building $88,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 3rd St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 810 3rd St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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