Watonwan County property record for 823 3rd St N, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 120 sqft · built 1920 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $804 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.154.0210 |
| Primary APN | 20.154.0210 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 120 sqft |
| Gross Area | 232 sqft |
| 1st Floor Area | 120 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,362 sqft (0.169 acres) |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 823 3RD ST N |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARM SUBD OF BLK ABCD OF ARM PK LOT-001 BLOCK-022 |
| Legal Subdivision | ARM SUBD OF BLK ABCD OF ARM PK |
| Legal Block | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950200 |
823 3rd St N is owned and occupied by an individual.
Source: Watonwan County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 823 3RD ST N, SAINT JAMES, MN 56081-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 823 3rd St N was $804 with a homeowner's exemption, up 5% from the year before.
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804.00 (+4.96%) Homeowner's exemption | $90,300 (+12.59%) Land $15,900 Building $74,400 | $90,300 (+12.59%) Land $15,900 Building $74,400 |
| 2025 | $766.00 Homeowner's exemption | $80,200 Land $14,200 Building $66,000 | $80,200 Land $14,200 Building $66,000 |
| 2023 | $658.00 | $71,300 Land $12,400 Building $58,900 | $71,300 Land $12,400 Building $58,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 823 3rd St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 823 3rd St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures