Charlotte County property record for 9048 Wharf Ave, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,184 sqft · built 1985 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,300,000 (Aug 2025) |
| Tax Bill | $10,888 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 42-20-22-104-002 |
| Primary APN | 42-20-22-104-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 3,157 sqft |
| Upper Floors Area | 664 sqft |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Material | Metal |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 65 ft deep x 200 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 1,124 sqft |
| Deck Area | 2,541 sqft |
| Patio Area | 424 sqft |
| Loading Dock | 1,564 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004717170 |
|---|---|
| Old Parcel Number | 00971520002000 |
| Street Address | 9048 WHARF AVE |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | SBD 000 0011 0002 SEABOARD BLK11 LTS 2 & 3 PRO2860 612/523 679/1549 692/1248 AFF1491/50 4079/2102 3554586 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 22 |
| Legal Subdivision | SEABOARD |
| Legal Block | 11 |
| Legal Lot Number | 2-3 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30402 |
9048 Wharf Ave is held in a trust since August 2025.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 2309 EF GRIFFIN RD, BARTOW, FL 33830-8402 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on File |
| Deed Sale | Aug 5, 2025 · Amount on File |
| Deed Document Number | 3554586 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 9048 Wharf Ave was $10,888.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,888.00 | $721,433 | $501,895 Land $164,160 Building $337,735 |
| 2023 | $5,194.00 (-12.9%) Homeowner's exemption | $347,055 (-11.83%) | $561,301 (-18.54%) Land $205,200 Building $356,101 |
| 2022 | $5,963.00 Homeowner's exemption | $393,611 | $689,059 Land $155,040 Building $534,019 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9048 Wharf Ave in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 677 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured incl. 769 condo units |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P21 “Bocilla Island” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1985) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9048 Wharf Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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